So your A/C Breaks what now? Am I covered? How much is this going to cost me?
The average cost yearly for a Home Warranty is $350-$650 per year. The purpose of a home warranty is to cover the cost of replacement or repair of the appliances right? The problem with the way these policies are written is that they only replace your appliance if it is not repairable.
Air conditioner systems have two separate appliances the internal evaporator coil(inside part) and the condenser coil (outdoor part). Most of the time the problem with a non working air conditioner is that one of these coils have a leak. Both the indoor and outdoor coil run off of the same refrigerant and have to be replaced in pairs due to the phase out of R-22.
My Old Air Conditioner is R-22 or Freon what does that mean?
About 25 years ago the EPA mandated a phase out of R-22 or Freon in the Clean Air Act, due to the environmental impact of the ozone layer the chlorine in the refrigerant was causing. Production of new air conditioning units charged with R-22 ended in 2010, and by 2020 the servicing of R-22-based systems will rely solely on recycled or reclaimed refrigerants.
So what is covered? How much is this going to cost me?
Most insurance companies representatives will present the option to repair the broken coil which is never a permanent solution. The repair might be covered but the cost to evacuate and recharge the system with R-22 ( freon) is not. R-22 (freon) has a retail cost of $130.00 per pound. The average system will take around 6-10lbs of refrigerant to get working.
So you are on the hook for over $1,000.00 in refrigerant which is a band aide on a system that will break again guaranteed. So what did your yearly premium of $350-$650 go towards?
Is there a smarter way to fix my problem?
There is an alternative to a band aide that the insurance company doesn't want you to choose. All Home Warranty companies offer a cash out option. Most warranty companies pay between $700.00- $1,500.00 to cash out for replacement. Lets add all this up....
Cost Of Re Charge of R-22 (Band Aide) $1,000.00 Plus
Cash Out Credit $700.00-$1,500.00
Total $1,700- $2,500.00 of available funds to use on an alternative.
Get a new high efficiency R-410a(puron) refrigerant A/C system for around $2,400.00
At DIY Comfort Depot we have the solution. You can purchase both the indoor and outdoor A/C appliances for around $1,200.00. The average labor on an installation is $1,200.00. This means that you can get a brand new system with full manufactures warranty with the available funds of a cash out. This is a R-410a(puron) refrigerant based system so your struggles with R-22(freon) are over.
DIY Comfort Depot helps solve your A/C problems!(301)615-3300
DIY Comfort Depot